Choose from any one of our three BayPort Mastercard® credit cards.
INTRODUCTORY RATE OFFER
3.99% APR** intro rate on balance transfers made within the first 30 days of account opening from other financial institutions. Intro rate remains in effect for 12 months.
Rates following intro period are 12.74%–23.24% based on creditworthiness and vary based on the prime rate.
NO ANNUAL FEES
Enjoy no annual fees and low rates.
BUYER’S PROTECTION
Up to $1,000 for covered purchases that are damaged or stolen.
EXTENDED WARRANTY
Doubles original manufacturer or store brand warranty up to one year, up to $10,000.
RENTAL INSURANCE
Car rental collision damage waiver insurance up to $50,000 reimbursement.
TRAVEL PROTECTION
Trip delay up to $100/day, 3-day maximum. Trip cancellation/interruption up to $3,000 per trip.
LOST LUGGAGE
Up to $3,000 for checked and/or carry-on baggage.
EMERGENCY SERVICES
Up to $50,000 when traveling more than 50 miles from home.
ACCIDENT INSURANCE
Travel accident insurance up to $1,000,000.
Credit Card Rates
Find your best loan rate without affecting your credit.
See your personalized offers for a car loan, personal loan, or even a credit card in minutes! Plus, getting to know your buying power pays off by saving you money in the long run. Don’t wait!
Get my rateQ4 Spending Category
Use your BayPort Mastercard® to receive 5% Cash Back or Triple Rewards on restaurant purchases until December 31st.*
*Qualifying purchases less credit, returns, and adjustments. All net purchases in excess of $1,500 per quarter will earn the standard reward. Eligible merchants and associated merchant category codes required.
Grocery stores
January 1 – March 31
Home improvement
April 1 – June 30
Fuel
July 1 – September 30
Restaurants
October 1 – December 31
Your business needs financial flexibility to take care of everyday expenses and special purchases. ScoreCard® Bonus Points pay you back every time you use your card! Plus, receive rebates from thousands of participating merchants when you use your business credit or debit card with Easy Savings.
Apply now (PDF)
Contactless Technology
BayPort cards include contactless technology that make it simple to tap, pay, and earn. Just look for the contactless symbol anywhere you shop. It’s fast, easy, and secure.
Automated Protection
Receive real-time text alerts about possible fraudulent transactions. Easily register through Online Banking while checking your latest account activity.
*APR = Annual Percentage Rate. When opening your account, APR is based on creditworthiness. Afterward, your APR will vary with the market based on the Prime Rate.
**Promotional Period for Introductory APR: The Introductory APR for balance transfers will apply to transactions posted to your account during the first 30 days following the opening of your account. Any existing balances on BayPort Credit Union loan or credit card accounts are not eligible for the Introductory APR for balance transfers. Foreign transaction fees of 1.10% of each transaction in U.S. dollars. Rates following the Introductory period are 12.74–23.24% based on creditworthiness. Any existing balances on BayPort Credit Union loan or credit card accounts are not eligible for the Introductory APR for balance transfers.
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Copyright © BayPort Credit Union. All rights reserved.
Routing Number: 251481368
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